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Profile of ARM

Akoto Risk Management Limited (ARM) is a wholly owned Ghanaian Risk Management Consultants and Insurance Brokers. The company operates worldwide with its Head Office located in Accra, Ghana. Founded in 1973, Akoto Risk Management Limited is the second oldest brokerage firm in Ghana.

Our combined team of management and employees have over 100 years of insurance experience. Akoto Risk Management since its establishment has earned a reputation for applying risk management and insurance solutions to the complex needs of its clients. This success can be attributed to the impressive relationship ARM has with international insurers and other major institutions we work with.

Our access to local information and experience in executing a wide range of cross-border transactions plays a major role in the success of the company.  ARM also takes pride in its principal operating philosophy; to render impeccable service to each client through our sensitivity to its objectives and our commitment to innovation when conventional thinking is inadequate.

We have access to do business with all the reputable Insurance Companies in the country including;

  • SIC Insurance Company
  • Enterprise Insurance Company
  • Metropolitan Insurance Company
  • Vanguard Assurance Company
  • Glico Group
  • Donewell Insurance Company
  • Star Assurance
  • Hollard Insurance and almost all the insurance companies in Ghana.

Mission statement

To provide the best of service to our clients at a profit if we can, at a loss if we must but, always the best of service to our clients.


To be the preferred Broker on the insurance market.

Our operating values

  • Caring
  • Innovation
  • Continous Learning
  • Integrity
  • Creativity
  • Excellent Customer Services and Promptness

best advice always

Day In Day Out, You’ll Do Well With Akoto Risk

Our Philosophy Concept

Our philosophy is to provide quality insurance, risk management and advisory services with a friendly and personalized touch. We differentiate ourselves from others by providing professional services, innovative and cost effective solutions to our clients.

We have an unwavering commitment to serve excellently. Our goals and ambitions are to provide better solutions on how to handle customer risks and ensure that claims are settled promptly and equitably. 

We place business with the best insurance companies for our clients. We perform with an attitude of partnership, always acting on our client’s behalf as a professional extension of their own internal capacity.
Our staff is well qualified, competent and experienced and dedicated to giving friendly and personalized attention to each client. Our Managing Director (Mr. Nathan Adu) has a wealth of experience from the insurance sector and extensive knowledge in risk assessment, product design and administration, claims management.

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